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Steps to take immediately after an accident - Contact John H. Ruby & Associates

What Should I Do Immediately After a Car Accident in Kentucky?

By John H. Ruby |

Just getting rear ended can startle you and your passengers, and result in bruises and soreness. More serious collisions can cause confusion, anger and an overwhelming sense of hopelessness. If you or your passengers are injured, the effect is multiplied. It’s hard to think clearly under these circumstances, let alone take the proper steps… Read More »

Collecting Damages for Injuries in Kentucky - John H. Ruby & Associates

How Are Damages Determined in Kentucky Accidents?

By John H. Ruby |

Accidents in Kentucky involving a car or truck can be frightening and frustrating. Your first concerns will naturally be the state of your health and that of your passengers, and then your concern will turn to the condition of your car.  Beyond the initial shock of the accident your focus will quickly focus on… Read More »

A man holding a Debts sign

What Happens to Debts after You Pass?

By John H. Ruby |

When you think about planning your estate, you probably consider the ways that the property you own and other assets in your name will be distributed among your loved ones. If you’re like most people, however, you might not have considered how your debts will be handled after your death. Read on to learn… Read More »

The older divorced couple

Grey Divorce on the Rise

By John H. Ruby |

Over recent years, divorce rates across the country have been declining, except for divorces among one select group: people over 50. According to one study, 25% of all those going through a divorce are over 50 and 10% are over 64. Below, learn about why divorce rates are on the rise among those entering… Read More »

house split by divorced couple

How Will Separation or Divorce Affect Your Estate Plan?

By John H. Ruby |

When you’re in the midst of a divorce or separation from your spouse, you have a lot to think about, and what will happen to your property should you pass away suddenly may not be in the front of your mind. However, if it is important to you that your property passes to your… Read More »

will attorney

Why Making Your Own Will Could Be a Mistake

By John H. Ruby |

Perhaps you’ve realized the importance of having a will and plan on creating one. You may be wondering why this isn’t something you could create by yourself, either entirely on your own or with the help of a form. Self-made wills can mean expensive consequences and years of legal wrangling for your heirs. Read… Read More »

Divorce Lalwyer in Kentucky

Four Ways to Prepare for a Divorce

By John H. Ruby |

It can be a difficult decision, but once you’ve reached the conclusion that your marriage cannot survive, it’s time to begin preparing for your divorce. Preparing as far in advance as possible will allow your divorce to resolve more smoothly and quickly, helping you to move on with your new life even sooner. Read… Read More »

Money with a calculator

Determining Income When Your Spouse is Self-Employed

By John H. Ruby |

Ensuring that the court has an accurate idea of how much your spouse makes is a very important step in a divorce case. The amount that the judge believes your spouse makes will affect you in many ways, such as the amount of spousal support you receive or are required to pay, the division… Read More »

Sign that reads Trustee

Choosing the Right Trustee

By John H. Ruby |

Trusts can be an excellent way to provide for your heirs or for causes that matter to you while also protecting the beneficiaries from onerous taxes or potentially controlling how the funds are distributed and spent. One important step in creating the trust that best serves the needs of your loved ones is choosing… Read More »

Motocycle wreck in front of fire truck.jpg.crdownload

What to Do If I’m in an Accident on My Motorcycle

By John H. Ruby |

Being involved in a motorcycle accident in Louisville can be a truly devastating experience, and can potentially result in catastrophic injuries that lead to costly medical bills. And, to be sure, even minor injuries sustained in a motorcycle crash often require immediate medical attention, and may leave the rider unable to return to work… Read More »