Louisville Car Accident Attorneys
Few experiences are as traumatic as being involved in a car accident in Louisville, Kentucky. Indeed, whether it is a catastrophic collision involving multiple parties, or a minor fender bender, a car wreck can be terrifying, and will likely have long-term repercussions. Victims in a car accident may sustain severe injuries or death, and their vehicles may be damaged beyond repair.
Of course, both injuries and property damage can put a serious financial strain on an individual, who will likely need to pay for mounting medical bills and repairs, and may be unable to return to work for some period of time. If you find yourself in this position, wherein you are in need of compensation in the aftermath of a wreck, do not fret. Instead, reach out to one of the skilled Louisville personal injury attorneys at the office of John H. Ruby & Associates. We will zealously advocate on your behalf and help lead you through a claim to recover damages.
Common Causes of Car Accidents
No two car accidents are identical, and different car crashes in Kentucky can have a wide variety of causes. That being said, there are a number of common factors that may contribute to car accidents, which include the following:
- Defective parts;
- Driver intoxication;
- Driver fatigue;
- Driver negligence;
- Road defects or other hazards present; and
- Inclement weather.
In the modern world, one of the most significant causes of car accidents is distracted driving, which would certainly be considered a form of negligence. Specifically, the Kentucky Transportation Cabinet Office of Highway Safety reports that in 2014 alone there were “over 53,500 crashes resulting in over 14,000 injuries and 169 fatalities due to distracted driving.”
Regardless of the cause of your accident, however, our dedicated attorneys will take all necessary actions in order to ensure you are eligible to receive compensation for your injuries. We may utilize accident reconstructionists or other experts to comprehensively determine all factors involved in the accident and use this information to bolster a claim for damages.
Injuries Sustained in Car Accidents
In some cases, a car accident may only lead to minor injuries, such as small scrapes or bruises, with no serious injuries at all. In other wrecks, those involved may not be so fortunate, with many sustaining the following types of injuries, among a number of others:
- Broken bones;
- Soft tissue sprains and strains;
- Concussions or other forms of traumatic brain injury (TBI);
- Amputations; and
- Burn injuries.
Sadly, many serious car accidents lead to fatalities, as well, either at the scene of the accident, or as a result of the injuries sustained therein. In this situation, the surviving family members of the deceased may be eligible to file a wrongful death claim in order to recover compensation for their losses.
If you have sustained any type of injury in a Louisville car accident, do not hesitate to reach out to an attorney. Many injuries will likely lead to costly medical bills and rehabilitation costs, and may leave the victim unable to return to work for a period of time, or may even render him or her disabled altogether. You should not have to bear this financial burden alone. A Louisville car accident attorney can help you determine the scope of your injuries and devise a strategy to help ensure you receive full compensation.
Recovering Compensation with the Help of a Lawyer
In the aftermath of a serious wreck, you may be confused and terrified, wondering how you will be able to pay for the mounting bills that you are facing, both now and in the future. It is imperative that you first understand the scope of damages for which you may be eligible to recover, as well as certain specifics within Kentucky law that may affect your ability to file a claim.
First, before you can recover compensation, you must comprehensively review the scope of the damages that you have suffered, which may require the assistance of a trained legal professional. Some damages may be fairly obvious, such as medical bills and the costs to repair your vehicle, both of which have associated price tags. Others, however, may not be so apparent; for example, you may have sustained a partial disability that will limit your earning ability in the future. Or, you may have experienced significant pain and suffering as a result of your injuries, which can be difficult to quantify. Fortunately, a skilled attorney will have the knowledge necessary to calculate the amount of compensation you are owed.
Furthermore, it’s important to understand when you may be eligible to file an insurance claim or a personal injury lawsuit, which depends on your purchased insurance. Indeed, Kentucky follows a “choice no-fault system.” This means that all drivers are given two options; they may purchase personal injury protection (PIP) benefits, which forces them to file a claim with their insurance policy after a wreck in order to recover compensation, unless their injuries exceed a certain threshold. Or, when purchasing an insurance policy, drivers may opt out of purchasing PIP benefits. In the aftermath of a wreck, a driver would have the option to file a lawsuit against the liable driver immediately, without first turning to his or her insurer.
Ultimately, if you have questions about the insurance system or your eligibility for compensation, you should first reach out to an attorney, who can help ensure you understand your rights and assist you in moving forward with your claim.
Reach Out to an Attorney for Help with Your Case
If you have sustained injuries in a wreck in Louisville, there is no reason that you should face the legal system without a guide. Instead, you should contact the adept legal professionals at the office of John H. Ruby & Associates for assistance. Since Kentucky law only allows one year in which to file a lawsuit for personal injuries, it is imperative that you act quickly. We are happy to provide you with a consultation on your case and begin working to help you recover the compensation that you deserve.