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Recent Blog Posts

What Are The Economic Impacts of A Divorce?

By John H. Ruby |

There’s no doubt that divorce impacts the financial lives of both spouses in a big way. Whereas the couple once pooled their money together to meet household and child-rearing expenses, they must now support two households on the same income. According to a recent report from the United States Census Bureau, the divorce rate… Read More »

distracted driving

Distracted Driving and Motorcycle Accidents

By John H. Ruby |

The National Highway Traffic Safety Administration (NHSTA) describes distracted driving as any activity a driver engages in that takes his or her attention away from the task of driving. The statistics show that distracted driving is a widespread problem. According to the NHSTA, driving while distracted causes an average of 337,000 injuries per year… Read More »

Steps to take immediately after an accident - Contact John H. Ruby & Associates

What Should I Do Immediately After a Car Accident in Kentucky?

By John H. Ruby |

Just getting rear ended can startle you and your passengers, and result in bruises and soreness. More serious collisions can cause confusion, anger and an overwhelming sense of hopelessness. If you or your passengers are injured, the effect is multiplied. It’s hard to think clearly under these circumstances, let alone take the proper steps… Read More »

Collecting Damages for Injuries in Kentucky - John H. Ruby & Associates

How Are Damages Determined in Kentucky Accidents?

By John H. Ruby |

Accidents in Kentucky involving a car or truck can be frightening and frustrating. Your first concerns will naturally be the state of your health and that of your passengers, and then your concern will turn to the condition of your car.  Beyond the initial shock of the accident your focus will quickly focus on… Read More »

A man holding a Debts sign

What Happens to Debts after You Pass?

By John H. Ruby |

When you think about planning your estate, you probably consider the ways that the property you own and other assets in your name will be distributed among your loved ones. If you’re like most people, however, you might not have considered how your debts will be handled after your death. Read on to learn… Read More »

The older divorced couple

Grey Divorce on the Rise

By John H. Ruby |

Over recent years, divorce rates across the country have been declining, except for divorces among one select group: people over 50. According to one study, 25% of all those going through a divorce are over 50 and 10% are over 64. Below, learn about why divorce rates are on the rise among those entering… Read More »

house split by divorced couple

How Will Separation or Divorce Affect Your Estate Plan?

By John H. Ruby |

When you’re in the midst of a divorce or separation from your spouse, you have a lot to think about, and what will happen to your property should you pass away suddenly may not be in the front of your mind. However, if it is important to you that your property passes to your… Read More »

Woman signing her will.jpg.crdownload

Why Making Your Own Will Could Be a Mistake

By John H. Ruby |

Perhaps you’ve realized the importance of having a will and plan on creating one. You may be wondering why this isn’t something you could create by yourself, either entirely on your own or with the help of a form. Self-made wills can mean expensive consequences and years of legal wrangling for your heirs. Read… Read More »

Divorced couple standing side by side

Four Ways to Prepare for a Divorce

By John H. Ruby |

It can be a difficult decision, but once you’ve reached the conclusion that your marriage cannot survive, it’s time to begin preparing for your divorce. Preparing as far in advance as possible will allow your divorce to resolve more smoothly and quickly, helping you to move on with your new life even sooner. Read… Read More »

Money with a calculator

Determining Income When Your Spouse is Self-Employed

By John H. Ruby |

Ensuring that the court has an accurate idea of how much your spouse makes is a very important step in a divorce case. The amount that the judge believes your spouse makes will affect you in many ways, such as the amount of spousal support you receive or are required to pay, the division… Read More »