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Recent Blog Posts

How Do You Divide Equity in a Home When Divorcing?

How Do You Divide Equity in a Home When Divorcing?

By John H. Ruby |

The complexities of dividing assets during a divorce can be challenging, especially when it comes to dividing something that fluctuates as much as home equity. Home equity represents the value of your home minus any outstanding mortgage balance and is often a significant asset in a divorce. Learn more about your options during divorce… Read More »

Protecting Your Credibility During a Personal Injury Claim

Protecting Your Credibility During a Personal Injury Claim

By John H. Ruby |

Figuring out your next steps during a personal injury claim can be daunting, especially when you’re worried about protecting your credibility throughout the process. Whether you’ve been involved in a car accident in Kentucky or suffered another type of injury due to someone else’s negligence, maintaining your credibility is crucial for the success of… Read More »

What Information is Needed to Prepare a Will?

What Information is Needed to Prepare a Will?

By John H. Ruby |

Creating a will is a critical step in estate planning, ensuring that your assets are distributed according to your wishes after your passing. Understanding the information needed to prepare a will can seem daunting, but with clear guidance, you can navigate this process with confidence. Looking for the right estate planning team for your… Read More »

The Long-Term Effects of Whiplash Injuries in a Car Crash

The Long-Term Effects of Whiplash Injuries in a Car Crash

By John H. Ruby |

Car accidents can happen in the blink of an eye, and the aftermath can be both physically and emotionally devastating. One common injury that often occurs during these incidents is whiplash. This neck injury is caused by a rapid back-and-forth jerking of the head, which is far more force than the neck is meant… Read More »

What is the Most Important Component of an Estate Plan?

What is the Most Important Component of an Estate Plan?

By John H. Ruby |

When planning for the future, many people wonder about the best way to ensure that their wishes are carried out after they are gone. An estate plan is a comprehensive strategy designed to manage your assets and responsibilities, not just after death, but also during your lifetime. One of the most important components of… Read More »

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Navigating the Challenges of a Gray Divorce

By John H. Ruby |

Gray divorce refers to the phenomenon of couples aged 50 and older seeking to end their marriages. This trend has become increasingly common, with many individuals in Kentucky and across the nation facing unusual challenges that younger couples may not encounter. As people live longer and prioritize personal happiness, it is important to understand… Read More »

What to Expect in an Personal Injury Claim

What to Expect at Each Stage of a Personal Injury Claim

By John H. Ruby |

If you’ve never taken legal action before, a personal injury claim can seem completely unpredictable. However, these claims follow a set process and procedure, and knowing what to expect at each stage of a personal injury claim can help demystify the journey. Find out what you can expect with a Louisville personal injury claim—and… Read More »

New Parents and Estate Planning

What New Parents Need to Know About Estate Planning

By John H. Ruby |

Becoming a parent is one of the most rewarding experiences in life, but it also comes with new responsibilities. As new parents, it’s essential to consider your family’s future, and that’s where estate planning comes in. Estate planning involves preparing for what happens to your assets and your children if you are no longer… Read More »

Can I Empty my Bank Account in a Divorce

Can I Empty My Bank Account Before a Divorce in Kentucky?

By John H. Ruby |

Divorce is a daunting and emotionally charged process, filled with uncertainty and stress. In Kentucky, as in many states, individuals may feel tempted to take drastic financial measures as they approach a divorce. One question that often arises is whether it is legal to empty a bank account before a divorce. However, before you… Read More »

Why Americans Don't Have an Estate Plan

Why Do Many Americans Not Have an Estate Plan?

By John H. Ruby |

When it comes to planning for the future, creating an estate plan is a crucial step that many Americans overlook. An estate plan is a legal document that outlines how your assets will be distributed upon your passing, ensuring that your wishes are carried out and your loved ones are taken care of. Despite… Read More »