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dog bite injury attorney in louisville ky

Are Dog Bites Covered by Homeowners Insurance?

By John H. Ruby |

There is absolutely no doubt that dogs make great pets. The United States has one of the highest dog ownership rates in the world – with over 60 million households owning at least one dog. At the same time, it is critical to remember that dogs descended from wolves and are perfectly capable of… Read More »

holidays after a divorce

Coping with the Holidays after a Divorce

By John H. Ruby |

Getting divorced is a major change, and one that has strong implications in many areas of your life. And when the holidays roll around, it can be one of the most difficult times of the year for someone who has recently gone through a divorce. There is a great sense of loss knowing that… Read More »

parking lot and garage accidents

The Hidden Dangers of Parking Lots and Garages

By John H. Ruby |

During driver’s education, we are trained to drive defensively and be continually aware of potential hazards along the roadways. But one thing driving instructors do not spend too much time on is safely navigating our way around parking lots and garages. Most of us presume that parking areas are fairly safe, but data from… Read More »

pip insurance

How Does Personal Injury Protection (PIP) Work in KY?

By John H. Ruby |

When someone is injured in a motor vehicle accident in Kentucky, one of the first things they need to do is file a claim with their auto insurance company. Kentucky is a “no-fault” state, which means that the Personal Injury Protection (PIP) portion of their insurance policy covers injured parties for medical costs, lost… Read More »

nursing home abuse

Protecting Loved Ones from Nursing Home Abuse

By John H. Ruby |

There are more than 15,000 nursing homes in the United States, and there are 284 in Kentucky alone. And according to a 2018 Lexington Herald Leader report, 43% of the nursing facilities in Kentucky received ratings of “below average” or “much below average” by the US Centers for Medicare and Medicaid Services last year…. Read More »

neck and back pain after a car accident

What is Causing My Neck & Back Pain after a Car Crash?

By John H. Ruby |

Car accidents can be devastating, often resulting in widespread property damage and serious accidents. But even minor accidents can result in less noticeable injuries. Some of the most common examples include internal injuries and injuries to the neck and back. These types of injuries are not always felt right at the accident scene, and… Read More »

Children and Shared Custody - John H. Ruby & Associates

Custody and Moving Out of State: What is the Kentucky Law Regarding Child Relocations?

By John H. Ruby |

During divorce proceedings, various terms and conditions are agreed upon that are entered into the final decree. One of the most important areas that is covered during these proceedings is child custody. Kentucky now has a legal presumption that joint custody and equally shared parenting time is in the best interests of the child…. Read More »

statute of limitations

What is the Time Limit for Filing an Injury Claim in Kentucky?

By John H. Ruby |

For most personal injury cases in KY, the statute of limitations for filing an injury claim is one year. This means you have one year to seek monetary damages through the state’s civil court when you have suffered an injury that was caused by another person or party. In general, the “clock” starts ticking… Read More »

child custody lawyer

Do Children Have a Say in a KY Custody Case?

By John H. Ruby |

Like with many other family law issues, the short answer to this question is, “it depends.” Kentucky does allow the courts to consider the child’s opinion when deciding who receives custody, but the state has no predetermined age when the child’s opinion is to be considered. The amount of weight that is given to… Read More »

drowsy driving

What Causes Falling Asleep while Driving?

By John H. Ruby |

According to the Centers for Disease Control and Prevention (CDC), drowsy driving is responsible for more than 70,000 motor vehicle crashes each year. Hundreds of individuals are killed and tens of thousands are injured in these types of accidents, and they are one of the leading contributors to motor vehicle-related fatalities. Driving while drowsy… Read More »