Recent Blog Posts
How Ambiguous Language Could Cost You in a Business Contract
A well-written business contract protects all involved parties. But when you use ambiguous language, either intentionally or unintentionally, the entire contract is in danger of being null and void. To find out how ambiguous language could negatively impact your business, and to discuss your business contracts in greater detail, call John H. Ruby &… Read More »
What the Rise in the Gig Economy Means for Divorce
Everyone does what they need to get by. In today’s economy, that means that more and more people are turning to gig work. While some people just do a few hours of gig work per week to bring in a little extra, others rely on it entirely for their income. If you or your… Read More »
Can Things I Purchase for My Child Count Towards My Child Support in Kentucky?
If you pay child support in Kentucky, you may be wondering about the items you buy for your child on top of that support. Child support is often a significant chunk of a parent’s monthly bills, so it’s natural to wonder if your other child-related expenses may decrease it. However, you cannot unilaterally withhold… Read More »
Estate Planning for Baby Boomers
Baby boomers own nearly 53% of the wealth in the country, which is ten times more than the wealth held by millennials. And studies show that the total value of wealth owned by baby boomer households in the country could be anywhere from $59 trillion to $68 trillion. But despite having such a staggering… Read More »
Estate Planning for Millennials
If you are a millennial, creating an estate plan is probably not at the top of your to-do list. You are not alone, as many of those who are in their 20’s and 30’s believe that they are too young to think about estate planning. The truth, however, is that estate planning is not… Read More »
Facial Injuries Caused by Motorcycle Accidents
When motorcycle accidents happen, motorcyclists bear the brunt of the damage. Not only are they likely to have a seriously damaged or totaled bike, but they are also at a greater risk of serious or fatal injuries. Among the common injuries reported by motorcyclists, you’ll find many types of facial injuries. If you’re ready… Read More »
Conditional Gifting: What Is It and How to Use It in Your Estate Planning
The most significant decision you can make when creating an estate plan is to choose who receives your property and assets. Conditional gifting is a way of placing stipulations on someone else’s receipt of the assets and property from the estate. You can require the beneficiary to undertake or refrain from certain actions to… Read More »
What Can and Cannot Be Included in A Prenuptial Agreement?
Prenuptial agreements can be helpful to both parties as they work to reduce potential grounds of future marital disputes while solidifying the terms of their relationship and marriage. Based on this, just one wrong clause or loosely worded term in a prenup can render it ineffective or put you at a disadvantage. It’s best… Read More »
Why You Shouldn’t Give an Insurance Adjuster Your Health History
In Kentucky, it’s fairly common for insurance adjusters to reach out to victims of personal injury and ask for a statement and medical release. It may seem like a harmless formality and the adjuster may put you at ease by showing concern and empathy about your recovery. However, there is a reason why experienced… Read More »
Estate Planning Considerations for Blended Families
Real-life blended families are not always this close, and they don’t always share the same values and goals. There is a high potential for conflict between members of a blended family when a parent becomes incapacitated or passes away. The estate plan of a blended family can minimize the chances of stress and conflict… Read More »