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Author Archives: Lauren Carni

Divorce and Homeschooling in KY: Legal Challenges and Best Practices for Co-parenting

Divorce and Homeschooling in KY: Legal Challenges and Best Practices for Co-parenting

By John H. Ruby |

Divorce means the end of many of the plans and dreams you and your spouse had together. This loss can fundamentally change how you parent and what role you play in your children’s upbringing. Consider education, for example—if one parent wants to homeschool and the other doesn’t, one parent is guaranteed to be unhappy… Read More »

Why Truck Driver Distraction is on the Rise

Why Truck Driver Distraction is on the Rise

By John H. Ruby |

Truck drivers have an enormous responsibility to others on the road, as well as their employers, customers, and consumers as a whole. They are in charge of vehicles that are dozens of times heavier than the average vehicle, which means that they can cause catastrophic damage without even speeding. That’s why they’re required to… Read More »

Can an IRA Be Cashed Out During a Divorce

Can an IRA Be Cashed Out During a Divorce?

By John H. Ruby |

Your Individual Retirement Account, shortened to IRA, is a crucial investment tool that allows you to save for retirement while benefiting from various tax benefits. These retirement funds are highly regulated, so withdrawing or otherwise altering your funds could lead to significant tax penalties. If you are considering cashing out your IRA as part… Read More »

Estate Planning for Pet Owners

Estate Planning for Pet Owners

By John H. Ruby |

When people think about estate planning, they often think about what they want left behind for their children and what type of care they want for their children. However, if you have pets, it’s important not to forget about them. Your pets are entirely dependent on you, and in the absence of a pet… Read More »

What Are the Risks of Crush Injuries After a Car Crash?

What Are the Risks of Crush Injuries After a Car Crash?

By John H. Ruby |

Car crashes are incredibly unpredictable. While some victims are lucky enough to walk away without so much as a scratch, others suffer from an array of injuries. One severe type of injury you may experience is a crush injury. Crush injuries occur when your body gets trapped or crushed under the weight of a… Read More »

Your estate plan is a dynamic being that should always change to accommodate your current stage of life—make sure you set up an appointment to update it.

Why Empty Nesters Need a New Estate Plan

By John H. Ruby |

Becoming an empty nester is a huge transition. In this stage of life, you get to enjoy the fruits of your labor as your children move on and create their own lives outside of the family home. As you get used to sleeping in, choosing activities that you and your spouse enjoy instead of… Read More »

estate planning

Considering Personal Guarantees of Beneficiaries in Estate Planning

By John H. Ruby |

Estate planning involves considering all the possible outcomes of your passing and ensuring that your wishes are met in every scenario. One factor that is rarely discussed in estate planning is beneficiaries’ personal guarantees.  If you want to ensure that your assets go where you intend for them to go, it’s essential to discuss… Read More »

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How Night Driving Contributes to Drowsiness

By John H. Ruby |

While nighttime driving is not usually ideal, it is unavoidable sometimes—especially for those who work night shifts, work as truck drivers, or regularly tackle cross-country drives for trips. Without careful preparation and planning, night driving can cause significant drowsiness and increase the likelihood of being involved in a crash. Learn more about the connection… Read More »

The Importance of Keeping Accurate Records in a Personal Injury Case

By John H. Ruby |

If you’ve been injured because of someone else’s negligence and you’re considering a personal injury claim, it is crucial to understand the importance of maintaining accurate records. Without the right documentation for your injury claim, it’s just your word against the other party’s; and you can bet that the insurance company will choose their… Read More »

Inheritance and Divorce: Legal Considerations for Protecting Inherited Assets

By John H. Ruby |

When you bring unusual assets into a marriage, it makes divorce even more complicated than it already is. This includes inheritances, both those received prior to marriage and those received during the course of marriage. If you’re getting divorced and you’re concerned about losing part of your inheritance to your ex-spouse, let’s talk more… Read More »