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Author Archives: Lauren Carni

How Do You Divide Equity in a Home When Divorcing?

How Do You Divide Equity in a Home When Divorcing?

By John H. Ruby |

The complexities of dividing assets during a divorce can be challenging, especially when it comes to dividing something that fluctuates as much as home equity. Home equity represents the value of your home minus any outstanding mortgage balance and is often a significant asset in a divorce. Learn more about your options during divorce… Read More »

Protecting Your Credibility During a Personal Injury Claim

Protecting Your Credibility During a Personal Injury Claim

By John H. Ruby |

Figuring out your next steps during a personal injury claim can be daunting, especially when you’re worried about protecting your credibility throughout the process. Whether you’ve been involved in a car accident in Kentucky or suffered another type of injury due to someone else’s negligence, maintaining your credibility is crucial for the success of… Read More »

What Information is Needed to Prepare a Will?

What Information is Needed to Prepare a Will?

By John H. Ruby |

Creating a will is a critical step in estate planning, ensuring that your assets are distributed according to your wishes after your passing. Understanding the information needed to prepare a will can seem daunting, but with clear guidance, you can navigate this process with confidence. Looking for the right estate planning team for your… Read More »

The Long-Term Effects of Whiplash Injuries in a Car Crash

The Long-Term Effects of Whiplash Injuries in a Car Crash

By John H. Ruby |

Car accidents can happen in the blink of an eye, and the aftermath can be both physically and emotionally devastating. One common injury that often occurs during these incidents is whiplash. This neck injury is caused by a rapid back-and-forth jerking of the head, which is far more force than the neck is meant… Read More »

What is the Most Important Component of an Estate Plan?

What is the Most Important Component of an Estate Plan?

By John H. Ruby |

When planning for the future, many people wonder about the best way to ensure that their wishes are carried out after they are gone. An estate plan is a comprehensive strategy designed to manage your assets and responsibilities, not just after death, but also during your lifetime. One of the most important components of… Read More »

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Navigating the Challenges of a Gray Divorce

By John H. Ruby |

Gray divorce refers to the phenomenon of couples aged 50 and older seeking to end their marriages. This trend has become increasingly common, with many individuals in Kentucky and across the nation facing unusual challenges that younger couples may not encounter. As people live longer and prioritize personal happiness, it is important to understand… Read More »

Divorce and Homeschooling in KY: Legal Challenges and Best Practices for Co-parenting

Divorce and Homeschooling in KY: Legal Challenges and Best Practices for Co-parenting

By John H. Ruby |

Divorce means the end of many of the plans and dreams you and your spouse had together. This loss can fundamentally change how you parent and what role you play in your children’s upbringing. Consider education, for example—if one parent wants to homeschool and the other doesn’t, one parent is guaranteed to be unhappy… Read More »

Why Truck Driver Distraction is on the Rise

Why Truck Driver Distraction is on the Rise

By John H. Ruby |

Truck drivers have an enormous responsibility to others on the road, as well as their employers, customers, and consumers as a whole. They are in charge of vehicles that are dozens of times heavier than the average vehicle, which means that they can cause catastrophic damage without even speeding. That’s why they’re required to… Read More »

Can an IRA Be Cashed Out During a Divorce

Can an IRA Be Cashed Out During a Divorce?

By John H. Ruby |

Your Individual Retirement Account, shortened to IRA, is a crucial investment tool that allows you to save for retirement while benefiting from various tax benefits. These retirement funds are highly regulated, so withdrawing or otherwise altering your funds could lead to significant tax penalties. If you are considering cashing out your IRA as part… Read More »

Estate Planning for Pet Owners

Estate Planning for Pet Owners

By John H. Ruby |

When people think about estate planning, they often think about what they want left behind for their children and what type of care they want for their children. However, if you have pets, it’s important not to forget about them. Your pets are entirely dependent on you, and in the absence of a pet… Read More »