Entries by John H. Ruby & Associates

Should I File for Divorce Now or Wait Until After Tax Season?

The period between New Year’s Day and the April tax deadline often brings a unique tension to households in the Bluegrass region. While the holidays are behind us, the financial realities of the previous year are coming into focus just as marital strains may be reaching a breaking point. For many couples in Louisville, Lexington, […]

How Long Do You Have to File Probate After Death in Kentucky?

The weeks following the loss of a loved one in Kentucky are often a blur of grief, family gatherings, and immediate logistical hurdles. Once the funeral services in Louisville or Lexington have concluded and the immediate dust settles, a new reality sets in: the practical need to manage what was left behind. Families often find […]

What Happens to Business Assets in a Kentucky Divorce?

Building a business takes more than just capital; it takes late nights, missed weekends, and a level of dedication that few people truly understand. For many Kentucky business owners, the company isn’t just an asset on a balance sheet—it is their livelihood, their legacy, and a reflection of their personal identity. When a marriage ends, […]

Addressing Student Loan Debt in Your Kentucky Estate Plan

The landscape of personal finance has changed dramatically. For previous generations, a person’s largest debt was typically their home mortgage. Today, many Kentuckians carry a different kind of financial burden, one that can follow them for decades: student loan debt. This debt is no longer just a concern for recent graduates. It is a significant […]

Multiple Parties in Kentucky Truck Accidents: Who Can You Sue?

The sheer force of a commercial truck collision on a Kentucky highway like I-65 or I-75 can be devastating. The aftermath is a chaotic scene of twisted metal, flashing lights, and life-altering injuries. For those harmed, the path to recovery is often complicated by the realization that a crash involving a semi-truck is rarely as […]

Managing Divorce Anxiety When You Don’t Know What Comes Next

The decision to end a marriage, or the realization that it is ending, often brings a wave of overwhelming uncertainty. The path forward feels obscured by a fog of questions about your finances, your home, and your children. This anxiety is a natural response to a major life transition where the future you had planned […]