Entries by John H. Ruby & Associates

Coping with Traumatic Brain Injury

Traumatic brain injury (TBI) affects millions of Americans each year. The Centers for Disease Control (CDC) reports that there are approximately 2.8 million TBI-related emergency room visits, hospitalizations, and deaths in the United States annually, with over 837,000 of them being among children. The CDC goes on to say that an average of 155 people […]

Three Commonly Missed Signs of Nursing Home Abuse

There are millions of American seniors living in nursing facilities. As the population ages and life expectancy increases, the number of individuals that will be in need of long-term care is expected to grow exponentially for the foreseeable future. Higher patient loads and staffing shortages have put a major strain on many nursing homes throughout […]

How Does Probate Work in the State of Kentucky?

When someone dies, their estate often has to go through probate. Probate is the process by which an estate is settled under the supervision of the court. If there is a will, the executor/personal representative is nominated in the will to represent the affairs of the estate. If there is no will, a personal representative […]

Negotiating a Full and Fair Settlement in a Personal Injury Case

When someone is injured in an auto accident or suffers another type of personal injury that another party was responsible for, it is not always easy to recover the full and fair compensation they deserve. Typically, you will be dealing with the other party’s insurance adjuster. Although in some cases, you might be dealing with […]

Tactics used by Insurance Companies during an Injury Case

If you’ve been injured in an accident or suffered any other type of personal injury in which another party was responsible, you deserve to be fully compensated for your losses. Unfortunately, it is very rare that a responsible party will freely admit fault and write you a check to cover the damages. For one thing, […]

I was Hurt on Someone Else’s Property, what are My Options?

Slips, trips, and falls are some of the most common accidents that happen to individuals. These types of accidents can happen just about anywhere, and oftentimes they occur when you are visiting a friend or neighbor, or when you are at a public establishment such as a restaurant or retail store. Most slip and fall […]

Finances in Your Second Marriage

When a couple gets married, finances are always a potentially complex and contentious issue. Even in a first marriage, spouses often have trouble deciding whether to keep their finances separate or combine them. And if they decide to combine them, who controls what areas of the household finances? Financial considerations of a divorce can get […]

What is a Trust and do I Need One?

A trust is a legal arrangement that involves three parties: Grantor/Settler: The person who sets up the trust. Trustee: The person who has control over the trust. Beneficiary: The person (or persons) who are designated to receive the assets within a trust when specified conditions are met. When a trust is created, assets are placed […]