Entries by John H. Ruby & Associates

How is COVID-19 Pandemic Affecting Parenting Plans?

While the novel coronavirus outbreak has had the most direct and devastating consequences for people’s health and the nation’s economy, it has also created some unique challenges for divorced parents. Some co-parents are anxious about their child’s well-being because they believe the custodial parent or their new partner may not be taking adequate precautions to […]

Helping the Community During The Coronavirus Shutdown

Covid-19 is an invisible foe that has invaded our lives and is continuing to cause devastation. People have been forced to make drastic changes to their lifestyle and their ability to work, study and play is severely curtailed. Vulnerable segments of the population are the worst hit by the crisis, and this where the communities […]

Teen Drivers and Distracted Driving

When a vehicle driver engages in an activity that is unrelated to the actual operation of the car, it is known as distracted driving. Using mobile devices when driving and other distracting activities fall within the realm of distracted driving. In several studies, it has been shown that distracted driving represents a serious issue among […]

Can I Modify My Child Support in KY?

Child support payments are meant to cover the expenses associated with raising a child after the parents get divorced. A non-custodial parent who is required to pay child support generally cannot shirk their responsibility for any reason. At the same time, a child support order is certainly not set in stone. It can be modified […]

Burn Injuries – What You Need to Know

Burn injuries are among the leading causes of unintentional injuries and deaths in the country today. Every year, thousands of people are killed and tens of thousands more are severely injured as a result of burn injuries, many of which are caused as a result of someone’s negligence. Types of Burn Injuries Burn injuries can […]

Who is at Fault for a Left Turn Accident?

Left turn accidents are notoriously common on our roadways. Reports from the National Highway Transportation Safety Administration (NHTSA) say that left turn accidents account for approximately 22% of all automobile accidents in the country.       What Makes a Left Turn So Dangerous? There are a number of reasons why making a left turn is considered […]

Are Dog Bites Covered by Homeowners Insurance?

There is absolutely no doubt that dogs make great pets. The United States has one of the highest dog ownership rates in the world – with over 60 million households owning at least one dog. At the same time, it is critical to remember that dogs descended from wolves and are perfectly capable of attacking […]

The Hidden Dangers of Parking Lots and Garages

During driver’s education, we are trained to drive defensively and be continually aware of potential hazards along the roadways. But one thing driving instructors do not spend too much time on is safely navigating our way around parking lots and garages. Most of us presume that parking areas are fairly safe, but data from the […]

How Does Personal Injury Protection (PIP) Work in KY?

When someone is injured in a motor vehicle accident in Kentucky, one of the first things they need to do is file a claim with their auto insurance company. Kentucky is a “no-fault” state, which means that the Personal Injury Protection (PIP) portion of their insurance policy covers injured parties for medical costs, lost wages, […]