Entries by John H. Ruby & Associates

What is the Most Important Component of an Estate Plan?

When planning for the future, many people wonder about the best way to ensure that their wishes are carried out after they are gone. An estate plan is a comprehensive strategy designed to manage your assets and responsibilities, not just after death, but also during your lifetime. One of the most important components of an […]

Navigating the Challenges of a Gray Divorce

Gray divorce refers to the phenomenon of couples aged 50 and older seeking to end their marriages. This trend has become increasingly common, with many individuals in Kentucky and across the nation facing unusual challenges that younger couples may not encounter. As people live longer and prioritize personal happiness, it is important to understand the […]

What to Expect at Each Stage of a Personal Injury Claim

If you’ve never taken legal action before, a personal injury claim can seem completely unpredictable. However, these claims follow a set process and procedure, and knowing what to expect at each stage of a personal injury claim can help demystify the journey. Find out what you can expect with a Louisville personal injury claim—and when […]

What New Parents Need to Know About Estate Planning

Becoming a parent is one of the most rewarding experiences in life, but it also comes with new responsibilities. As new parents, it’s essential to consider your family’s future, and that’s where estate planning comes in. Estate planning involves preparing for what happens to your assets and your children if you are no longer able […]

Can I Empty My Bank Account Before a Divorce in Kentucky?

Divorce is a daunting and emotionally charged process, filled with uncertainty and stress. In Kentucky, as in many states, individuals may feel tempted to take drastic financial measures as they approach a divorce. One question that often arises is whether it is legal to empty a bank account before a divorce. However, before you make […]

Why Do Many Americans Not Have an Estate Plan?

When it comes to planning for the future, creating an estate plan is a crucial step that many Americans overlook. An estate plan is a legal document that outlines how your assets will be distributed upon your passing, ensuring that your wishes are carried out and your loved ones are taken care of. Despite its […]

Ways to Maximize Your Car Accident Settlement in Kentucky

If you’ve been in a car accident in Kentucky, you may be wondering how to maximize your car accident settlement and cover all of your losses. This process can be overwhelming, but knowing the right steps to take can help you navigate the process more effectively. There are several steps you can take to get […]

What Assets Are Protected from Divorce Settlements?

Going through a divorce is difficult and stressful, especially when it comes to dividing assets. No matter how amicable a divorce may be, no one wants to walk away with less than they are entitled to. With a thorough understanding of Kentucky divorce laws, you can understand which assets are protected from divorce and which […]

Unique Estate Planning Challenges for Non-Traditional Families

When it comes to estate planning, non-traditional families face an unusual set of challenges that may not be commonly addressed in standard planning procedures. Non-traditional families, which can include unmarried partners, blended families, and individuals with non-traditional relationships, require specialized estate planning strategies to ensure their wishes are carried out and their loved ones are […]

The Consequences of Hiding a Bank Account During a Kentucky Divorce

When going through a divorce, it is essential to be transparent about your financial situation. Unfortunately, some individuals may attempt to conceal assets, including bank accounts, in an effort to protect their finances. However, hiding assets during a Kentucky divorce can have severe consequences. Worried about your spouse fudging the numbers or otherwise trying to […]