Entries by John H. Ruby & Associates

Divorce and Its Impact on Shared Real Estate Investments

The larger a couple’s portfolio of assets, the more complex their divorce becomes. Part of divorcing in Kentucky is negotiating an equitable division of assets, and when your assets bring in income and are consistently growing in value, it’s no surprise that neither party wants to give them up. If you and your spouse have […]

The Impact of Divorce on Executive Compensation Packages and Stock Options

Divorce can have significant financial implications for both parties—especially for high-earning executives with complex compensation packages and stock options. Both executives and their spouses stand to lose or gain a lot during the divorce process. Understanding the impact of divorce on executive compensation is essential for navigating the complexities of asset division and ongoing spousal […]

The Effects of Personal Injury on Mental Health

Personal injury incidents can have profound and lasting effects on the mental health of those involved, particularly if they are severe enough to put the victim at risk of severe or fatal injury. Understanding this is crucial for providing necessary support and treatment to individuals experiencing psychological distress as a result of their injuries, as […]

Estate Planning Options for Individuals with Special Needs Children

Special Needs families face unique challenges in estate planning, particularly when it comes to securing their child’s long-term well-being. Government benefits like Supplemental Security Income (SSI) and Medicaid play a vital role in providing necessary support, but strict eligibility requirements necessitate careful planning. Special Needs Trusts (SNTs) are a cornerstone of estate planning for individuals […]

The Role of Physical Therapy in Personal Injury Recovery

When you suffer a personal injury, you likely hope for a quick medical solution for your injuries—or even better, injuries that heal over time without further intervention. But sometimes, the journey to recovery is long, bumpy, and time-consuming. If you’re prescribed physical therapy, you’ll need to attend sessions weekly and do exercises at home. Physical […]

How to Discuss Your Estate Plan Goals with Your Loved Ones

Even if you’re ready to create an estate plan and begin planning for the future, that doesn’t mean your loved ones will be ready to have that conversation. Even if your loved ones don’t want to think about these challenging topics, it is still crucial to discuss your estate plan with them. Doing so can […]

Why Truck Driver Distraction is on the Rise

Truck drivers have an enormous responsibility to others on the road, as well as their employers, customers, and consumers as a whole. They are in charge of vehicles that are dozens of times heavier than the average vehicle, which means that they can cause catastrophic damage without even speeding. That’s why they’re required to go […]