Entries by John H. Ruby & Associates

Should I Give a Recorded Statement to an Insurance Company?

After experiencing a personal injury, you may find yourself dealing with insurance companies seeking information about the incident. One common request they might make is for a recorded statement. While it may seem like a straightforward step, it’s essential to understand the implications of providing such a statement. Wondering how to protect yourself as you […]

How Do I Protect Myself Financially During a Divorce?

Divorce can be one of the most challenging experiences you’ll ever go through, both emotionally and financially. It’s essential to safeguard your financial well-being during this difficult time. Understanding your financial situation and making informed decisions can ease the process and provide you with a sense of control. Taking legal action early can help you […]

What Information is Needed to Prepare a Will?

Creating a will is a critical step in estate planning, ensuring that your assets are distributed according to your wishes after your passing. Understanding the information needed to prepare a will can seem daunting, but with clear guidance, you can navigate this process with confidence. Looking for the right estate planning team for your future […]

The Long-Term Effects of Whiplash Injuries in a Car Crash

Car accidents can happen in the blink of an eye, and the aftermath can be both physically and emotionally devastating. One common injury that often occurs during these incidents is whiplash. This neck injury is caused by a rapid back-and-forth jerking of the head, which is far more force than the neck is meant to […]

What is the Most Important Component of an Estate Plan?

When planning for the future, many people wonder about the best way to ensure that their wishes are carried out after they are gone. An estate plan is a comprehensive strategy designed to manage your assets and responsibilities, not just after death, but also during your lifetime. One of the most important components of an […]

Navigating the Challenges of a Gray Divorce

Gray divorce refers to the phenomenon of couples aged 50 and older seeking to end their marriages. This trend has become increasingly common, with many individuals in Kentucky and across the nation facing unusual challenges that younger couples may not encounter. As people live longer and prioritize personal happiness, it is important to understand the […]

What to Expect at Each Stage of a Personal Injury Claim

If you’ve never taken legal action before, a personal injury claim can seem completely unpredictable. However, these claims follow a set process and procedure, and knowing what to expect at each stage of a personal injury claim can help demystify the journey. Find out what you can expect with a Louisville personal injury claim—and when […]

What New Parents Need to Know About Estate Planning

Becoming a parent is one of the most rewarding experiences in life, but it also comes with new responsibilities. As new parents, it’s essential to consider your family’s future, and that’s where estate planning comes in. Estate planning involves preparing for what happens to your assets and your children if you are no longer able […]

Can I Empty My Bank Account Before a Divorce in Kentucky?

Divorce is a daunting and emotionally charged process, filled with uncertainty and stress. In Kentucky, as in many states, individuals may feel tempted to take drastic financial measures as they approach a divorce. One question that often arises is whether it is legal to empty a bank account before a divorce. However, before you make […]