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Author Archives: Lauren Carni

Estate Planning Techniques to Minimize Family Conflicts

Estate Planning Techniques to Minimize Family Conflicts

By John H. Ruby |

Estate planning is essential for protecting your assets and ensuring they honor your legacy after your passing. However, if you have a large family or a family prone to conflict, estate planning brings its own stress. That’s why it’s important to have the right legal team fighting for you. Call John H. Ruby &… Read More »

How Do You Divide Equity in a Home When Divorcing?

How Do You Divide Equity in a Home When Divorcing?

By John H. Ruby |

The complexities of dividing assets during a divorce can be challenging, especially when it comes to dividing something that fluctuates as much as home equity. Home equity represents the value of your home minus any outstanding mortgage balance and is often a significant asset in a divorce. Learn more about your options during divorce… Read More »

Protecting Your Credibility During a Personal Injury Claim

Protecting Your Credibility During a Personal Injury Claim

By John H. Ruby |

Figuring out your next steps during a personal injury claim can be daunting, especially when you’re worried about protecting your credibility throughout the process. Whether you’ve been involved in a car accident in Kentucky or suffered another type of injury due to someone else’s negligence, maintaining your credibility is crucial for the success of… Read More »

Should I Give a Recorded Statement to an Insurance Company?

Should I Give a Recorded Statement to an Insurance Company?

By John H. Ruby |

After experiencing a personal injury, you may find yourself dealing with insurance companies seeking information about the incident. One common request they might make is for a recorded statement. While it may seem like a straightforward step, it’s essential to understand the implications of providing such a statement. Wondering how to protect yourself as… Read More »

Estate Planning and Business Ownership

Estate Planning and Business Ownership: Securing Your Family Business Legacy

By John H. Ruby |

Estate planning is a vital consideration for business owners who wish to secure their family’s financial future and preserve their business legacy. Whether you are planning to pass your business down to the next generation or prepare for unforeseen events, a well-thought-out estate plan can make all the difference. Your estate plan should address… Read More »

How Do I Protect Myself Financially During a Divorce?

How Do I Protect Myself Financially During a Divorce?

By John H. Ruby |

Divorce can be one of the most challenging experiences you’ll ever go through, both emotionally and financially. It’s essential to safeguard your financial well-being during this difficult time. Understanding your financial situation and making informed decisions can ease the process and provide you with a sense of control. Taking legal action early can help… Read More »

What Information is Needed to Prepare a Will?

What Information is Needed to Prepare a Will?

By John H. Ruby |

Creating a will is a critical step in estate planning, ensuring that your assets are distributed according to your wishes after your passing. Understanding the information needed to prepare a will can seem daunting, but with clear guidance, you can navigate this process with confidence. Looking for the right estate planning team for your… Read More »

The Long-Term Effects of Whiplash Injuries in a Car Crash

The Long-Term Effects of Whiplash Injuries in a Car Crash

By John H. Ruby |

Car accidents can happen in the blink of an eye, and the aftermath can be both physically and emotionally devastating. One common injury that often occurs during these incidents is whiplash. This neck injury is caused by a rapid back-and-forth jerking of the head, which is far more force than the neck is meant… Read More »

What is the Most Important Component of an Estate Plan?

What is the Most Important Component of an Estate Plan?

By John H. Ruby |

When planning for the future, many people wonder about the best way to ensure that their wishes are carried out after they are gone. An estate plan is a comprehensive strategy designed to manage your assets and responsibilities, not just after death, but also during your lifetime. One of the most important components of… Read More »

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Navigating the Challenges of a Gray Divorce

By John H. Ruby |

Gray divorce refers to the phenomenon of couples aged 50 and older seeking to end their marriages. This trend has become increasingly common, with many individuals in Kentucky and across the nation facing unusual challenges that younger couples may not encounter. As people live longer and prioritize personal happiness, it is important to understand… Read More »