Entries by John H. Ruby & Associates

Who is at Fault for a Left Turn Accident?

Left turn accidents are notoriously common on our roadways. Reports from the National Highway Transportation Safety Administration (NHTSA) say that left turn accidents account for approximately 22% of all automobile accidents in the country.       What Makes a Left Turn So Dangerous? There are a number of reasons why making a left turn is considered […]

Are Dog Bites Covered by Homeowners Insurance?

There is absolutely no doubt that dogs make great pets. The United States has one of the highest dog ownership rates in the world – with over 60 million households owning at least one dog. At the same time, it is critical to remember that dogs descended from wolves and are perfectly capable of attacking […]

The Hidden Dangers of Parking Lots and Garages

During driver’s education, we are trained to drive defensively and be continually aware of potential hazards along the roadways. But one thing driving instructors do not spend too much time on is safely navigating our way around parking lots and garages. Most of us presume that parking areas are fairly safe, but data from the […]

How Does Personal Injury Protection (PIP) Work in KY?

When someone is injured in a motor vehicle accident in Kentucky, one of the first things they need to do is file a claim with their auto insurance company. Kentucky is a “no-fault” state, which means that the Personal Injury Protection (PIP) portion of their insurance policy covers injured parties for medical costs, lost wages, […]

Protecting Loved Ones from Nursing Home Abuse

There are more than 15,000 nursing homes in the United States, and there are 284 in Kentucky alone. And according to a 2018 Lexington Herald Leader report, 43% of the nursing facilities in Kentucky received ratings of “below average” or “much below average” by the US Centers for Medicare and Medicaid Services last year. These […]

What is Causing My Neck & Back Pain after a Car Crash?

Car accidents can be devastating, often resulting in widespread property damage and serious accidents. But even minor accidents can result in less noticeable injuries. Some of the most common examples include internal injuries and injuries to the neck and back. These types of injuries are not always felt right at the accident scene, and it […]

Do Children Have a Say in a KY Custody Case?

Like with many other family law issues, the short answer to this question is, “it depends.” Kentucky does allow the courts to consider the child’s opinion when deciding who receives custody, but the state has no predetermined age when the child’s opinion is to be considered. The amount of weight that is given to the […]

Do I Really Need an Estate Planning Lawyer?

You want to protect your family in case something happens to you. And to accomplish this, you need to have a well thought out estate plan. At the heart of every estate plan is a Last Will and Testament. This is a fundamental document that everyone should have, and from there, there are other tools […]

How Distracted Driving Contributes to Motorcycle Accidents

Motorcycle accident fatalities have been on the rise in recent years. In the 1990s, the number of individuals killed in motorcycle crashes was under 3,000 in any given year. This was bad enough, but then in the first decade of the new millennium, the number of fatalities began to exceed 4,000 annually until 2007, when […]