Truck accidents are complex, affecting your physical health, mental well-being, job, and financial security. After a crash, you may want nothing more than some time to recover and think about your next steps. Unfortunately, time isn’t on your side. Although you have two years to file a lawsuit for a truck accident, you don’t want […]
A well-written business contract protects all involved parties. But when you use ambiguous language, either intentionally or unintentionally, the entire contract is in danger of being null and void. To find out how ambiguous language could negatively impact your business, and to discuss your business contracts in greater detail, call John H. Ruby & Associates […]
Everyone does what they need to get by. In today’s economy, that means that more and more people are turning to gig work. While some people just do a few hours of gig work per week to bring in a little extra, others rely on it entirely for their income. If you or your spouse […]
If you pay child support in Kentucky, you may be wondering about the items you buy for your child on top of that support. Child support is often a significant chunk of a parent’s monthly bills, so it’s natural to wonder if your other child-related expenses may decrease it. However, you cannot unilaterally withhold or […]
Baby boomers own nearly 53% of the wealth in the country, which is ten times more than the wealth held by millennials. And studies show that the total value of wealth owned by baby boomer households in the country could be anywhere from $59 trillion to $68 trillion. But despite having such a staggering amount […]
If you are a millennial, creating an estate plan is probably not at the top of your to-do list. You are not alone, as many of those who are in their 20’s and 30’s believe that they are too young to think about estate planning. The truth, however, is that estate planning is not just […]
When motorcycle accidents happen, motorcyclists bear the brunt of the damage. Not only are they likely to have a seriously damaged or totaled bike, but they are also at a greater risk of serious or fatal injuries. Among the common injuries reported by motorcyclists, you’ll find many types of facial injuries. If you’re ready to […]
The most significant decision you can make when creating an estate plan is to choose who receives your property and assets. Conditional gifting is a way of placing stipulations on someone else’s receipt of the assets and property from the estate. You can require the beneficiary to undertake or refrain from certain actions to receive […]
Prenuptial agreements can be helpful to both parties as they work to reduce potential grounds of future marital disputes while solidifying the terms of their relationship and marriage. Based on this, just one wrong clause or loosely worded term in a prenup can render it ineffective or put you at a disadvantage. It’s best to […]
In Kentucky, it’s fairly common for insurance adjusters to reach out to victims of personal injury and ask for a statement and medical release. It may seem like a harmless formality and the adjuster may put you at ease by showing concern and empathy about your recovery. However, there is a reason why experienced personal […]
