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Recent Blog Posts

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When You’re Getting Divorced, And You Have Special Needs

By John H. Ruby |

There are, unfortunately, several medical afflictions related to physical, behavioral, and developmental disorders that affect children, and alter their needs as they grow. While some children may be born with special needs, others may face challenges later in life. While divorce is always arduous and stressful, a divorce that involves children with special needs… Read More »

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Which Entity Structure is Best for Your Startup Business?

By John H. Ruby |

When you decide to set up a business, the first real hurdle you will face is what type of entity you want it to be. The decision on the legal entity structure for your business that you make in the beginning will have a huge impact on your taxes, liability, and ownership, later.  In… Read More »

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What Are the Most Common Causes of Head-On Collisions?

By John H. Ruby |

Most car accidents are minor in nature, but head-on collisions can be devastating – especially when they occur at higher speeds. Head-on collision victims often end up with debilitating injuries, facing enormous challenges like lengthy intensive care, enormous medical expenses, and loss of income. These losses can threaten the financial security of an accident… Read More »

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Determining Child Custody and Visitations Without a Lawyer

By John H. Ruby |

In a divorce or legal separation, it is fairly common and understandable for the couple to reach a custody arrangement without wanting any involvement of the court in their personal lives. If the parents consider the needs of children as their first concern and mutually agree to a visitation schedule in a mature manner,… Read More »

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Protecting Digital Assets During Estate Planning

By John H. Ruby |

A digital asset is any asset that exists in a digital device or online, unlike a physical asset. Below are some examples of digit assets: Digital devices, like smartphones, computers, digital cameras, flash drives Bank accounts, PayPal accounts, credit cards Digital currencies, such as Bitcoin, Ethereum, etc. Non-Fungible Tokens (NFT) and blockchain domains Online… Read More »

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Common Internal Injuries That Occur in Car Accidents

By John H. Ruby |

Internal injuries sustained in a vehicle crash can be dangerous as they typically go undiagnosed until patients undergo serious complications well after the injury occurs. Sadly, many victims do not consent to treatment at the car accident site, believing that everything is fine. But right after an accident, choosing to receive a thorough medical… Read More »

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The Hidden Dangers of Drowsy Driving

By John H. Ruby |

Drowsy driving is a leading cause of injuries and fatalities on our roads every year.  Sleepiness while behind the wheel of a motor vehicle, or drowsy driving, can affect anyone who drives, at some point in time. More knowledge about the reasons and repercussions of the phenomenon can enable prevention, with drivers trained to… Read More »

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Can Parents be Held Liable for a Car Accident Caused by Their Teenage Child?

By John H. Ruby |

Under Kentucky law, parents may be held jointly and severally liable for damage caused by a teenage motorist’s negligence when they sign the documents for their driver’s license application or when they provide them with an automobile to operate. Kentucky courts recognize “the family purpose doctrine,” which allows parents to be held accountable for… Read More »

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What Percentage of Personal Injury Cases Go to Trial?

By John H. Ruby |

Every year, thousands of vehicle accidents, slips and falls, and other personal injuries occur in the United States. In case you have been hurt in such personal injury accidents, you may want to file a personal injury claim.  It is important to consider three factors before making your decision. First, was there negligence or… Read More »

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What is The Difference Between a Will and a Trust?

By John H. Ruby |

The terms “will” and “trust” are commonly used in the context of estate planning, but not everyone understands the differences between the two. Both are effective tools that can be used separately, or they can be used together to develop a more comprehensive estate plan that will be in keeping with your final wishes…. Read More »