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Category Archives: estate planning

Trusts - Do I need one? Contact John H. Ruby & Associates

What is The Difference Between a Will and a Trust?

By John H. Ruby |

The terms “will” and “trust” are commonly used in the context of estate planning, but not everyone understands the differences between the two. Both are effective tools that can be used separately, or they can be used together to develop a more comprehensive estate plan that will be in keeping with your final wishes…. Read More »

the importance of estate planning in Louisville, Kentucky

The Coronavirus Has Shown the Importance of Estate Planning at Any Age

By John H. Ruby |

The Covid-19 pandemic hit us when it was least expected. The country was going through one of its best phases of growth, the economy had peaked and millions of new jobs were getting created every year, and even at a social and political level, the country was enjoying a period of relative peace and… Read More »

estate planning attorney in Louisville

The Importance of Probate and Estate Planning for All LaGrange Families

By John H. Ruby |

Many people spend more time planning vacations, deciding which car to purchase, or even where to have dinner than they devote to probate and estate planning. In the absence of estate planning, you cannot decide who gets everything that you have painstakingly built over your lifetime when you pass away. Estate planning is not… Read More »

estate planning attorney in Louisville

Do I Really Need an Estate Planning Lawyer?

By John H. Ruby |

You want to protect your family in case something happens to you. And to accomplish this, you need to have a well thought out estate plan. At the heart of every estate plan is a Last Will and Testament. This is a fundamental document that everyone should have, and from there, there are other… Read More »

probate attorney

How Does Probate Work in the State of Kentucky?

By John H. Ruby |

When someone dies, their estate often has to go through probate. Probate is the process by which an estate is settled under the supervision of the court. If there is a will, the executor/personal representative is nominated in the will to represent the affairs of the estate. If there is no will, a personal… Read More »

A man holding a Debts sign

What Happens to Debts after You Pass?

By John H. Ruby |

When you think about planning your estate, you probably consider the ways that the property you own and other assets in your name will be distributed among your loved ones. If you’re like most people, however, you might not have considered how your debts will be handled after your death. Read on to learn… Read More »

house split by divorced couple

How Will Separation or Divorce Affect Your Estate Plan?

By John H. Ruby |

When you’re in the midst of a divorce or separation from your spouse, you have a lot to think about, and what will happen to your property should you pass away suddenly may not be in the front of your mind. However, if it is important to you that your property passes to your… Read More »