John H. Ruby & Associates
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Estate Planning

The Body of a Will
Most of the formalities of a will come at the beginning of the will and at the end of the will. The initial clauses usually announce the intention of the testator to make a will. The closing clauses usually indicate that the will has been signed and witnessed as required. In between the initial clauses and the closing clauses is the body of a will. The body of the will is where the testator directs the disposition of his or her estate. More...
Protection of the Immediate Family
One of the main purposes for making and leaving a will is to guide the administration of the estate of the testator--the person who made the will. A will should be written in language that is clear and indisputable. Alas, the language in a will may be unclear or vague. This article discusses will interpretation doctrines designed to protect the testator's immediate family from mistakes, or apparent mistakes, by the testator. More...
Trust Apportionment
When a trustee receives a distribution, it can be difficult to determine whether he should pay it to the beneficiary or add it to the "corpus" (the trust property). More...
Failing to Make and Leave a Will
Although estimates vary, it's pretty safe to say that more than 50 percent of the people who could make and leave a will fail to do so. More...
Powers and Duties of an Attorney-in-Fact
Your attorney-in-fact only has the financial authority you grant him in the document creating a durable power of attorney for finances. More...

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