Personal Injury Litigation in Louisville
At John H. Ruby & Associates, attorneys experienced in personal injury law in Louisville, Kentucky can help you through the process of claiming compensation for your injuries. Our firm has experience dealing with insurance companies, and we fight to ensure that victims receive an injury settlement in Louisville that recovers the full extent of their damages:
- Medical expenses and future medical expenses
- Lost wages
- Cost of living with disability
- Physical pain and suffering
- Emotional suffering
- Property damage
Filing a Claim in Kentucky
In Kentucky, the statute of limitations requires that claims are filed within one year of the injury. In most cases, you will have to demonstrate that the party which caused your injury was negligent, i.e., behaved in a careless or unreasonable way. Establishing negligence can vary from case to case. At John H. Ruby & Associates, lawyers experienced in injury litigation in Louisville will gather evidence to help strengthen your claim before presenting it to an insurance company. If you are not satisfied with the amount of compensation offered by the insurance company, the case may have to be settled in court.
Pure Comparative Negligence
Kentucky is a pure comparative negligence state, which means that the amount of damages awarded is directly proportional to the injured party’s determined fault. In this system, even a person who deemed 99% responsible for an accident can collect 1% of the damages.
Strict Liability
Kentucky is a strict liability state. Strict liability is a concept that is often applied to product liability cases. Strict liability requires that a victim prove that a product was defective and the defect resulted in injuries and damages. The defect and injury already imply negligence on the part of the manufacturer which warrants a strict liability. This type of liability may also apply to damages suffered from dog bites.
Determining the amount
There is no magic formula for determining what your pain and suffering is worth. The amount of compensation that victims receive for their damages varies from claim to claim. Without an experienced attorney, a victim may be persuaded by an insurance company to accept much lower compensation than is actually deserved. We consider the impact of secondary injuries such as psychological damage. Attorney at John H. Ruby & Associations, practicing personal injury in Louisville, are determined to ensure that you receive fair compensation.