John H. Ruby & Associates, an estate planner in Louisville, can help you plan intelligently and thoughtfully for what will happen to your assets after your death. Our firm realizes that estate planning involves making important personal decisions. We consider it our special duty to help you share as much as possible with those you care about most and avoid the bitterness of potential disputes.
Customized Estate Planning
A good estate plan in Louisville is one that considers your personal circumstances. John H. Ruby & Associates helps clients find solutions that match the needs of their situations:
If you have a serious partner, but are not married: If you wish to deliver some or all of your assets to your life partner, you must write this into a will. The state does not acknowledge partners without marriage certificates.
If you have young children: You should write a will to designate who will be the guardian of your children if something should happen. If you do not, the state will designate a guardian.
You have a family and significant assets: If you have accumulated assets, then you may want to consider creating trusts and taking pro-active measures to minimize taxes on the transfer of assets after your death.
Regardless of your situation, attorneys at our law firm will advise you on how to maximize the benefits of your estate plan.
Decisions that matter
When creating an estate plan with John H. Ruby & Associates, you will have to make some important decisions about how your estate will be administered and divided after your death. This may involve deciding what to do with real estate, bank accounts, stocks, life insurance policies, and personal property.
Creating a will
The complexity of the will that you create will be based in large part on your family and financial situations, as well as your age and health. A simple will, for example, leaves an entire estate to designated beneficiaries, while tax-planned and pour-over wills place assets into trusts in order to minimize taxes. Simple wills are more appropriate for people who are not leaving many assets.
Choosing an Executor
You have the option of specifying in your will the person who you wish to carry out the provisions in your will. This person will be responsible for managing the distribution of your assets to beneficiaries.
Call 888-314-8437 or email us for estate planning services in Louisville.