Auto Accidents in Louisville
Getting legal help for an auto accident injury in Louisville.
Our lawyers at John H. Ruby & Associates help countless victims of auto accidents file lawsuits in Louisville for damages.
Recovering damages from an auto accident in Louisville
When you are injured in a Kentucky auto accident, how you pursue a claim depends somewhat on the type of auto insurance you carry. Kentucky is a choice no fault state, which means people can carry no fault insurance or tort based insurance.
No fault insurance covers damages through a basic personal injury protection (PIP) policy that covers up to $10,000 in medical, property, and funeral expenses without the need to assign fault for the accident. The insurance company pays for damages and the policy holder relinquishes rights to sue unless injury and damages exceed the injury threshold.
When you carry a tort based policy, you may be sued for damages if you cause an auto accident, but you also retain the right to sue for damages that an at fault driver causes to you.
Bringing an auto accident lawsuit in Louisville
Even with a no fault policy, under the Kentucky Revised Statute (KRS) section 304.39-060, if your medical injury damages exceed $1,000 or you sustain certain types of severe injuries, you may sue for damages. Based on severe injury you may recover damages for:
- Pain
- Suffering
- Mental anguish and inconvenience because of bodily injury
- Permanent disfigurement
- Bone fracture
- Compound or compressed fracture
- Loss of limb
- Permanent injury within reasonable medical probability
- Permanent loss of bodily function
- Death
Get the compensation you deserve
Without a strong legal advocate to help evaluate damages and protect your rights, you may not get the compensation you deserve or that is adequate to cover expenses. Hard work and in-depth knowledge of auto accident laws make the lawyers at John H. Ruby & Associates effective at resolving claims. We know how to deal with insurance companies and have access to teams of experts who work with us on your auto accident lawsuit in Louisville. Rely on our skills.
Contact John H. Ruby & Associates today
If you need assistance filing a claim, do not hesitate to contact an experienced Louisville auto accident lawyer. Call a Louisville personal injury lawyer at 888-314-8437 or email us for assistance with your auto accident lawsuit in Louisville.